- Place investments
under constant review and professional management to maximise performance.
- Create the necessary
defensive spread to reduce risk, whilst maintaining a high degree of
flexibility to respond quickly to changing market conditions.
- Structure investments
to reduce the impact of taxation on both income and capital. .
THE KEY TO SUCCESSFUL
Although the investment
world highly complex, there is no doubt that financial markets offer enormous
potential to private investors. The first steps require personal reflection
to establish your own investment criteria:-
- How much can you
afford to invest?
- Examine your personal
financial aims and objectives - you may wish to boost your retirement
income or provide for your children's future.
- How much capital
do you need at short notice and how much do you wish to invest for longer-term
- Your "risk profile"
- are you prepared to risk short-term losses to achieve potential for
greater long-term capital growth?
Thereafter, we will
be able to give you impartial advice on the best ways to invest, taking
account of your objectives and tax position. In short, we will determine
your personal "investment pyramid".
- At the base,
underpinning the whole concept, is financial planning. This takes
into account your answers to the five points above and will dictate
the shape of the next two levels.
- At the centre
is the asset allocation. This, quite simply, is where your money
will be invested - cash, bonds, equities - and is determined by
your overall financial objectives and requirements.
- At the very
top, this is the task of selecting specific funds in line with
your planned asset allocation.
HERE for our Investment Calculators.
For all your investment planning
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