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I TAX SHELTER I INVESTMENTS I PENSIONS I RETIREMENT I PROTECTION I MORTGAGES AND SCHOOL FEES I


Independent Financial planning advice for:
Investments - "an expert, impartial service to guide you through the investment maze"


Today, it is essential that investors pursue a logical financial strategy to ensure that investments perform to their potential. Investors face a complex array of factors including constantly changing legislation, the impact of taxation on both income and capital, and stock market fluctuations. Moreover, there are currently over 25,000 different financial products available in the marketplace including over 2,700 different ISA funds.

OUR INVESTMENT PHILOSOPHY:

  • Place investments under constant review and professional management to maximise performance.
  • Create the necessary defensive spread to reduce risk, whilst maintaining a high degree of flexibility to respond quickly to changing market conditions.
  • Structure investments to reduce the impact of taxation on both income and capital. .

THE KEY TO SUCCESSFUL INVESTMENT

Although the investment world highly complex, there is no doubt that financial markets offer enormous potential to private investors. The first steps require personal reflection to establish your own investment criteria:-

  • How much can you afford to invest?
  • Examine your personal financial aims and objectives - you may wish to boost your retirement income or provide for your children's future.
  • How much capital do you need at short notice and how much do you wish to invest for longer-term growth?
  • Your "risk profile" - are you prepared to risk short-term losses to achieve potential for greater long-term capital growth?

Thereafter, we will be able to give you impartial advice on the best ways to invest, taking account of your objectives and tax position. In short, we will determine your personal "investment pyramid".

  • At the base, underpinning the whole concept, is financial planning. This takes into account your answers to the five points above and will dictate the shape of the next two levels.
  • At the centre is the asset allocation. This, quite simply, is where your money will be invested - cash, bonds, equities - and is determined by your overall financial objectives and requirements.
  • At the very top, this is the task of selecting specific funds in line with your planned asset allocation.

CLICK HERE for our Investment Calculators.

For all your investment planning CLICK HERE to contact us.

Investment Services Division