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I TAX SHELTER I INVESTMENTS I PENSIONS I RETIREMENT I PROTECTION I MORTGAGES AND SCHOOL FEES I


Independent Financial planning advice for:
Retirement Planning - "an expert impartial service to guide you through the financial maze"
 

Retirement for most people represents a fundamental change in lifestyle. As longevity increases, many of today's retirees will spend a happy and healthier one quarter of their life in retirement. It is therefore essential that individuals review their financial position and plan a strategy to ensure that assets are structured to maximise longer term income. Our Retirement Counselling service will help you structure an overall plan designed to provide security throughout retirement.

"The only problem with retirement is that you can't take a day off!" - Woody Allen

Our Approach
This involves:

  • Identifying your personal and financial objectives and, most importantly, establishing your investment philosophy.
  • Reviewing in detail your current financial arrangements.
  • Implementing an overall strategy utilising a wide range of investment and financial products.

The Planning Process - Pre-Retirement
Ideally, pre-retirement planning should take place at least five years (preferably 10 years) prior to actual retirement and we can advise you on various tax efficient forms of investment. This includes:

  • Pensions - Top up contributions top your existing scheme.
  • Tax Efficient Investments - Investment of capital or regular income.
  • Inheritance Tax - Effective use of exemptions, trusts and will strategy.

On Retirement
We can advise on the redeployment of funds, including the tax-free capital arising from your pension scheme, to meet your particular needs for:

  • Income
  • Growth
  • Security
  • Tax Efficiency

Concerned about planning for your retirement? Take action now - CONTACT US for a FREE RETIREMENT PLANNING AUDIT.